Coimbatore ICICI Home Loans
.......................................................................................................................
Icici Loan Amount
With ICICI Bank Home Loans, you can get a home loan suited to
your needs. The home loan amount depends on your repayment
capability and is restricted to a maximum of 80% of the cost of the
property or the cost of construction as applicable. A number of
factors are taken into account when assessing your repayment
capacity. Repayment capacity takes into consideration factors such
as income, age, qualifications, number of dependants, spouse's
income, assets, liabilities, stability, continuity of occupation and
savings history.
However, there are ways by which you can enhance your
eligibility.
If your spouse is earning, put him/her as a co-applicant. The
additional income shall be included to enhance your loan amount. In
case of any co-owners they must necessarily be co-applicants.
The final amount to be sanctioned will depend on your repayment
capacity. However, what you ultimately are entitled to will have to
conform within the limits fixed for each loan.
|
